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July 28, 2021
6 Excellent Low Interest Credit Cards of 2020

Excellent Low Interest Credit Cards of 2021

Citi® Diamond Preferred® Card

on Citibank’s application

Excellent for Long 0% interest periods for balance transfers

0% intro APR on Purchases and Balance Transfers for 18 months

14.74% – 24.74% Variable APR

$0

on Citibank’s application

BankAmericard® credit card

Excellent for Cost-Effective Balance Transfer

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

12.99% – 22.99% Variable APR

$0

Bank of America® Customized Cash Rewards credit card

Excellent for Customizable rewards

0% intro APR for 15 billing cycles on purchases and on any balance transfers made within 60 days of account opening

13.99% – 23.99% Variable APR

$0

Discover it® Cash Back

Excellent for Bonus Categories and First Year Cashback Match

0% intro APR for 14 months on purchases and balance transfers

11.99% – 22.99% Variable APR

$0

Blue Cash Everyday® Card from American Express

on American Express’s website

Excellent for Everyday Spending With No Fee

0% intro APR on Purchases for 15 months

13.99% – 23.99% Variable APR

$0

on American Express’s website

Chase Freedom Unlimited®

Excellent for Cash-Back Pairing with Chase Sapphire Preferred®

0% intro APR on Purchases for 15 months

14.99% – 23.74% Variable APR

$0

Citi® Double Cash Card – 18 month BT offer

on Citibank’s application

Excellent for Flat Rate Cash Back

0% intro APR on Balance Transfers for 18 months

13.99% – 23.99% Variable APR

$0

on Citibank’s application

U.S. Bank Visa® Platinum Card

Excellent for Long 0% period for transfers and purchases

0%* intro APR for 20 billing cycles on purchases and balance transfers*

14.49% – 24.49%* Variable APR

$0*